American Family Insurance's So-Called Award Statement & Appraisal? American Family Insurance Just Awarded Themselves All My Money, Didn't They?

The appraisers that did this appraisal were not competent because they did not do a complete appraisal of the loss. The house can't be rebuilt for this amount and the contents were never paid for. After all what are the odds that a tornado hits a 3 bedroom 2 bath home and the total cost of everything is less than than $40,000.  My appraiser's estimated cost was $134,767.49. The so-called appraisers came up with $5,984.84  American Family paid them off to ditch the loss.